Canada Greener Homes Loan: The 2025 Ultimate Guide
July 29, 2025
Grant Funding
Grant Funding
Please note: As of May 2024, the Greener Homes Grant is currently closed to NEW applications. Existing applicants with an AP number are still eligible to receive the greener homes grant. Don't despair, the greener homes loan program (similar name, but different program) is currently open AND a similar program called Clean Energy Improvement Program (CEIP) is providing financing for select Albertan municipalities for energy efficient upgrades. More information about this program can be found in the Evalence CEIP blog post.
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Are you considering upgrading your home to be more energy-efficient? Look no further than the Greener Homes Loan.
This loan is designed to help Canadian homeowners invest in energy-efficient retrofits while reducing their carbon footprint. In this ultimate guide, we will cover everything you need to know about the Greener Homes Loan, from understanding the purpose and benefits of the grant to eligibility criteria for solar panel installation.We will also delve into the key features of the loan, including rebate amounts, qualifying products, and application deadlines. Additionally, we will discuss essential household eligibility criteria and provide step-by-step guidance on how to apply for the loan.
Lastly, if you're a homeowner in Calgary or Edmonton considering solar panel installation, you're in the right place. We specialize in guiding you through the entire Greener Homes Loan process, making it simple and efficient. From choosing the right solar panels to navigating the loan application, our experts are here to help. Contact us today to take the first step towards a greener, more energy-efficient home. We're excited to assist you in leveraging this fantastic opportunity!
The Greener Homes Loan is a government initiative in Canada aimed at promoting energy efficiency and reducing carbon footprints. It provides funding of up to $40,000.00 at 0% interest rates for eligible retrofits, but homeowners must undergo a home energy evaluation (The Energuide assessment) to determine eligibility. The loan can be applied to eligibile retrofits including solar panels, upgraded windows, insulation, heat pumps, and other green retrofits. Many homeowners choose to apply the loan towards solar panel installation, because this is often the simplest way to maximize the grant funding incentives. The greener homes program is part of Canada's efforts to combat climate change by encouraging sustainable practices. By making greener choices and upgrading their homes with energy-saving measures, homeowners can not only reduce their energy costs but also contribute to a healthier planet.
The Canada Greener Homes Loan program encourages homeowners to upgrade their homes for energy efficiency, resulting in long-term energy cost savings. This program aligns with the Canada's 2030 Emissions Reduction Plan roadmap, and moreover, participating in the grant program helps reduce environmental damages and carbon footprint while increasing property value. Additionally, the program supports the creation of new jobs in the renewable energy sector and aligns with Canadian climate goals. For more information, visit the Canada Greener Homes Loan website.
The primary purpose of completing a retrofit is to reduce total home energy consumption (electricity, natural gas, coal). By doing this, the home owner will also reduce their monthly bills corresponding to the efficiency of the efficiency upgrade. Solar is often a great choice for this program because it can completely offset the home's electrical usage, and can significantly reduce electricity bills for the life of the system. Many solar panels come with 30 year performance guarantees, making this a long lasting and effective home upgrade. Additionally, solar installations are correlated with increased real estate value as home buyers will often factor the cost of the solar array into the price of the home.
To be eligible for solar panel installation under the Greener Homes Loan, your retrofit must meet specific criteria:
Although these solar panel requirements may look intimidating, a reputable solar installer like Evalence Renewables will not have any issues with exceeding these requirements.
The Greener Homes Loan program offers rebates for eligible energy-efficient products. Homeowners can receive up to $40,000.00 at 0% interest, for qualifying retrofits. The program has specific deadlines for application, so homeowners should apply promptly.
The Greener Homes Loan program is administered by Natural Resources Canada and service organizations. Home energy evaluations, such as an EnerGuide evaluation, are required for eligibility. a Pre-Retrofit EnerGuide evaluation must be completed prior to commencing eligible retrofits. A licensed professional with EnerGuide will perform a comprehensive assessment of your home to identify potential energy efficient retrofits. This will be prepared in a report for the home-owner, with recommendations on qualifying upgrades. After this report has been prepared and the home owner has been approved for the retrofit, an eligible installer can complete the work. Finally, a post-retrofit EnerGuide evaluation will be completed to verify the upgrades have been completed. Lastly, the greener homes loan payment is distributed.
To apply for the Greener Homes Loan, homeowners must follow a specific application process. This includes completing an application form with proof of eligibility, such as proof of residence and ownership. Additionally, homeowners must submit documents related to their retrofit work, including invoices. The loan program portal provides a helpful application process guide for homeowners to follow. It is essential for homeowners to ensure they meet the eligibility requirements before beginning the application process.
To apply for the Canada Greener Homes loan, consider the following steps:
The Energuide Assessment is a comprehensive evaluation of a home's energy efficiency. It offers recommendations for improving efficiency and lowering utility bills. To qualify for the Greener Homes Grant, homeowners must complete this assessment, which may vary in cost based on location and home size. This will typically cost about $400-$500 for the pre-energuide assessment, and $250-$350 for the post-energuide assessment.
The Pre-Retrofit Energuide Assessment is a comprehensive evaluation that analyzes the energy consumption of your home and identifies areas for improvement. Conducted by a certified energy advisor, the assessment includes an analysis of your heating, cooling, and ventilation systems. The assessment report provides customized recommendations for upgrades, along with information on potential cost savings and government incentives. It's an essential requirement to qualify for the Canada Greener Homes Loan. Ensure you communicate your desired/planned retrofit with the assessor, so they can ensure this is considered for the report.
The Energuide Report provides a comprehensive breakdown of your home's energy consumption and offers suggestions for cost-effective upgrades. It also includes an energy efficiency rating and estimated annual savings from implementing the recommended improvements. The report is an essential component of the Greener Homes Loan application process in Canada, as it showcases your home's energy efficiency and eligibility for the loan.
The Post-Retrofit Energuide Assessment is a comprehensive evaluation of a home's energy efficiency after upgrades have been made. This assessment includes blower door tests, thermal scans, and other measurements to assess the energy performance of the property. It provides homeowners with valuable information that can be used to apply for rebates and incentives. Additionally, the assessment identifies areas where further energy-saving improvements can be implemented. It is crucial to have the assessment conducted by a licensed energy advisor as this must be completed to receive Greener Homes Loan Funding.
Solar panel installation can have several benefits for homeowners. By significantly reducing energy bills, these panels can lead to long-term cost savings. Additionally, they allow you to contribute to environmental conservation by utilizing renewable energy sources and reducing your carbon footprint. Solar panels also increase the value of your property and may even allow you to generate excess energy that can be sold back to the grid.
Although Greener Homes Loan is a great option for solar project funding, other financing options are available including the Clean Energy Improvement Program (CEIP). This program is administered by municipalities and can fund up to $50,000 in project costs. For more information, check out our article on CEIP!
Taking advantage of the Greener Homes Grant can not only help you reduce your carbon footprint but also save you money in the long run. By installing solar panels, you can generate your own clean and renewable energy, reducing your reliance on traditional energy sources. The process of applying for the loan is simple and straightforward, and our experts are here to guide you through every step. Start by getting a free solar quote today and see how solar panel installation can benefit you and your home. Take this opportunity to make a positive impact on the environment and enjoy the financial benefits of renewable energy.
